My interpretation of the ending
When Bernie was rolling dice and looks at Shellie the first time, he starts rolling craps 2,3,12s. For the last roll, instead of doing what he had been doing, he bets the field. Pays for 3, double for 2 or 12. He stares at Shellie when he does it and obviously wins. I think maybe Bernie figured out he wasn't the bad luck, it was the people he made himself closest to which made his luck. When Shellie was his closest friend he always had bad luck cause Shellie was a bad person and not really his friend. When the girl came into his life and loved him, his luck was good. The way I interpreted anyways
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