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Biden says black people pay more for car insurance. What a dummy!


https://video.twimg.com/amplify_video/1626670685824364544/vid/326x386/46rcUBxxKKGGp04F.mp4?tag=16

Every smart person knows nicer neighborhoods equal less crime so you get better rates. High crime areas like the ghettos...cars are more likely to be stolen. If your premiums are higher because you live in a high-crime area, your insurance company already calculated it's more likely you will make a claim.

By the way...high-crime areas are predominantly black.

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Biden says that black people are as smart as white people.

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Black and white people can be both smart and stupid.

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Joe also likes it when black people rub his hairy legs.

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don't try to make it sound more racist than it was.

he didn't call them black people.

he called them "roaches"

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Do you think that Black people aren't as smart as White people?

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Cornpop doesn't think they are.

"Joe Biden said if a black man didn’t vote for him, he wasn’t truly black. Joe Biden said black people are a monolithic community. Joe Biden said poor kids can be just as smart as white kids."

"If we cannot make significant progress on racial equity, this country is doomed. It is doomed, not just because of African Americans, but because by 2040 this country is going to be minority white European. Hear me? Minority white European. And you guys are going to have to start working more with Hispanics, who will make up a larger portion of the population than y’all do."

The clip also shows the presidential candidate making a supposed gaffe by saying "I love kids jumping on my lap."
https://twitter.com/winningatmylife/status/1200943043043565568?s=20

She was 12, I was 30. Biden - 2022

"Corn Pop was a bad dude," Biden said at the event. "And he ran a bunch of bad boys."

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I asked what YOU think. I suppose it was my mistake, assuming that you think.

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Nah man...it seems like Bubbathegut 360 reverse roundhouse kicked you to the cranium and you've been unconscious ever since. You're just waking up now and that was the best you could come up with to try and save face.

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Uh, no, he didn't. He avoided with non sequitors

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Thanks, I appreciate the goodwill. :)

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There are some blacks that are as smart as whites, but overall as a race blacks are not very smart. My 2 examples are Jeopardy (game show) and Africa.

I would elaborate more but its impossible to have a civilized conversation on the internet.

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Just to be clear, you aren't very smart if you believe that.

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I do believe that and its factually true. Blacks in Africa have been starving since 1985.

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If you think that Africa's problems are because Black people aren't smart, then you aren't very smart and you don't know history.

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Tell me more about the history of Africa and why its the most uncivilized Continent.

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You should read "Guns, Germs and Steel."

It comes down to natural resources, geography, lack of high calorie crops, and lack of domesticable animal species which set back African civilization by millenia compared to Europe and Asia and then hundreds of years of exploitation by European powers.

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A quick Google search reveals a different story.

Africa is rich in natural resources ranging from arable land, water, oil, natural gas, minerals, forests and wildlife. The continent holds a huge proportion of the world’s natural resources, both renewables and non-renewables.

Africa is home to some 30 percent of the world’s mineral reserves, eight per cent of the world’s natural Gas and 12 per cent of the world’s oil reserves. The continent has 40 percent of the world’s gold and up to 90 percent of its chromium and platinum. The largest reserves of cobalt, diamonds, platinum and uranium in the world are in Africa. It holds 65 per cent of the world’s arable land and ten percent of the planet’s internal renewable fresh water source.
https://www.unep.org/regions/africa/our-work-africa#:~:text=The%20continent%20has%2040%20percent,internal%20renewable%20fresh%20water%20source.

South Africa was a prosperous Country until it was turned back over in 1994, now its a shit hole.

South Africa is today among the world’s most unequal countries, the World Bank reported in March. Inequality has only worsened since apartheid formally ended, with the country’s first majority-rule election, in 1994. Black education remains abysmal, while more than seventy per cent of top management leaders in the private sector are white.
https://www.newyorker.com/news/daily-comment/mandelas-dream-for-south-africa-is-in-ruins

The immediate post-apartheid period was marked by an exodus of skilled, white South Africans amid crime related safety concerns. The South African Institute of Race Relations estimated in 2008 that 800,000 or more white people had emigrated since 1995, out of the approximately 4,000,000 who were in South Africa when apartheid formally ended the year before.

Even Egypt, Libya and Algeria are better places to live than the rest of the Countries.

People have been starving since 1985 but yet kids are still being born.

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Ooh, a Google!
Whatever race you are, you aren't making a case for its superiority.

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What are your thoughts on the facts that I have provided? America has been giving money and aid to Africa since 1985, yet everyone is still poor and starving. Why is that?

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If you are so interested in the economies of African nations I suggest you do some research on them rather than imposing your prejudices.

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I already did and you mocked me for using Google.

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Utterly wrecked, hang your head in shame.

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There's nothing to "think" about.

Here's the data in USA:

https://commons.wikimedia.org/wiki/File:WAIS-IV_FSIQ_Scores_by_Race_and_Ethnicity.png

And per country:

1 Singapore 108
2 Hong Kong 108
3 Taiwan 106
4 South Korea 106
5 Japan 105
6 China 104
7 Switzerland 102
8 Netherlands 102
9 North Korea 102
10 Macao 101
11 Iceland 101
12 Finland 101
13 Canada 101
14 Belgium 100
15 Germany 100
16 United Kingdom 100
17 Austria 100
18 New Zealand 100
19 Norway 99
20 Sweden 99
21 Luxembourg 99
22 Denmark 99
23 Estonia 99
24 Australia 99
25 United States 98
26 Hungary 98
27 Italy 97
28 Spain 97
29 Slovenia 97
30 Poland 97
31 Russia 96
32 Croatia 95
33 Ukraine 95
34 Portugal 95
35 Ireland 94
36 Belarus 93
37 Malaysia 93
38 Lithuania 93
39 Cyprus 92
40 Kazakhstan 92
41 Greece 92
42 Bulgaria 91
43 Argentina 90
44 Turkey 89
45 Serbia 89
46 Chile 89
47 Cambodia 88
48 Bermuda 88
49 Samoa 87
50 Mauritius 87
51 Costa Rica 86
52 West Bank 86
53 Mexico 86
54 Kuwait 85
55 Trinidad and Tobago 85
56 Jordan 84
57 Albania 84
58 Indonesia 84
59 Ecuador 83
60 Burma 83
61 Turkmenistan 83
62 Tajikistan 83
63 Lebanon 83
64 Pakistan 82
65 Syria 82
66 Morocco 82
67 New Caledonia 82
68 India 81
69 Vanuatu 80
70 Afghanistan 80
71 Micronesia 80
72 Sri Lanka 79
73 Madagascar 79
74 Barbados 78
75 Guatemala 78
76 Nicaragua 78
77 Bahamas 77
78 Comoros 74
79 Botswana 72
80 Zambia 72
81 Sierra Leone 71
82 Tanzania 71
83 Mauritania 71
84 Sudan 70
85 Ghana 69
86 Namibia 69
87 Congo 66
88 Chad 65
89 Cameroon 65
90 Guinea 64
91 Mali 64
92 Central Africa 64
93 Djibouti 63
94 Eritrea 63
95 Guinea-Bissau 62
96 Ethiopia 61
97 Senegal 60
98 Gambia 60
99 Timor-Leste 60
100 Gabon 60
101 Sao Tome and Principe 58
102 Equatorial Guinea 56

What do you observe????

And these are the average IQs! Imagine living in a country with the average IQ of 60 ...

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U.S. is 98? Embarrassing. Also explains a lot...

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It is, with the average for whites at 103 and blacks at 87 according to the graph I posted.

Also explains a lot?

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Yes, you don't do a lot of thinking.

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in this case I don't, I just provide the data.

I let you do the "thinking" (read rationalize so you can get some stupid conclusion out of it)

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Interesting that this correlates with how much education is valued in these countries. You want more intelligent people? Put more money and importance on education.

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Education IS obviously important but it's NOT 100% of the equation.

Genetics (inherited IQ) play a big part as well.

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This list pretty much proves that IQ testing is culturally biased. The first test of a theory (e.g. the Stanford-Binet year is an accurate measurement of innate intelligence) is whether the data makes sense given other information.

And if anybody thinks there is a country where the average person is seriously mentally handicapped, I've got a bridge to sell you.

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"Is IQ Genetic or learned?
Researchers have previously shown that a person's IQ is highly influenced by genetic factors, and have even identified certain genes that play a role. They've also shown that performance in school has genetic factors. But it's been unclear whether the same genes that influence IQ also influence grades and test scores."


And it’s only a coincidence that those countries with low IQ are fucked up and undeveloped while the high IQ ones are generally well developed. Of course …

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“If you ain’t voting for the party of the KKK, you ain’t black bub” pantshitter Joe

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The party of the KKK being the Republicans, of course.

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The KKK, founded by the Democrat party. The last KKK member of the house, a Democrat. And good friends with Joe Biden.

TTFN

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Proof?

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https://www.newsweek.com/joe-biden-giving-eulogy-kkk-recruiter-robert-byrd-resurfaces-after-trump-doesnt-condemn-white-1535776

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and just like that, they vanished! lol

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When you knocked someone out with one punch.

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Oh look it's that person who claims not to care about American politics again!

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👍

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Today, all the Klan members are Republicans, though.

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The parties totally swapped guys, honest!

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Nope. That's wrong and you know it. But you keep trying to sell that bullshit. College kids are certainly dumb enough to believe it.

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👍

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And the only insurrection to successfully take place was racist Democrats:

1898 Wilmington Coup:

The coup was the result of a group of the state's white Southern Democrats conspiring and leading a mob of 2,000 white men to overthrow the legitimately elected local Fusionist biracial government in Wilmington.

250 (mostly blacks) killed.

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Everyone over age 15 also knows that men pay more for car insurance than women (regardless of ethnicity) because men take more risks and less precautions when driving.

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In the areas of high crime the insurance is higher because of theft of vehicles and things that are inside them. White people don't live in thse areas because of that. So of course, blacks pay more than the whites. But really who cares because they are only spending the ewelfare money white people give them to pay for the insurance.

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Yup.

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How dare you steal their dreams.

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Racial disparity in automobile insurance extends to minimum coverage, two. That type of insurance is for liability, only and does not cover theft. So your argument is wrong.

https://www.thebalancemoney.com/why-do-minorities-pay-more-for-car-insurance-4163553

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