Joey refusing to take loans
She was all upset when Worthington needed $15,000 extra for her to go to school. The guidance counselor told her she could take out loans, and she refused to even consider it because she didn't want to start her life that way.
Does that seem unrealistic to anyone? Almost everyone graduates college with loans. Especially someone like Joey who has been poor her whole life. It doesn't make sense that she would actually turn down a chance to go to her dream school because she didn't want loans when EVERYONE has loans.