Retirement.

$700 a month?
That's pretty stingy, and 68 is pretty old.
But you do get free health care, until the Tories screw it up and kill it

I will be out in about five and a half years at age 55. I have a TDA and a decent pension all lined up.

I’ll still work though for walking around money, maybe a gig at a small hardware store or a bait shop. It’s good to have somewhere to be and a purpose.

If you love what you do, there is no reason to ever retire, provided you are healthy. But I imagine that is not most people.

If you don't particularly love your career/job, then I say retire when you feel you can afford it. I don't think one should be dependent on the government for their retirement. Not a recipe for happiness. I'm not arguing against Social Security, just saying it was intended as a supplement, not one's entire retirement plan.

In the US, you retire when you can afford to, which means "never" for some people.

I'm going to be over 70 when I retire, at best.

I retired when I was 70, which was always my plan. I loved my job - I worked from home and had wonderful perks/benefits, but financially, it made sense for me to retire - my pension was frozen at age 65 and I couldn't touch it until I retired, so no double dipping and at 70, I received max SS.

I had always planned on doing something else but then Covid hit and that changed things.

I do a little consulting work and volunteer 2 mornings each week, which I enjoy. No way could I ever just be home and do nothing.

Not everyone who continues to work does it because of the money.

usually 65 in canada. if i wait till then i will get about $20,000 a year in government retirement benefits.